Insurance does not always cover everything, and not every family has it. At Purple Tooth Pediatric Dentistry & Braces in Mt Holly, NC, we offer several financing and payment options so that cost gaps do not become a reason to delay your child’s care. Whether you need to spread out the cost of orthodontic treatment or are looking for affordable preventive coverage without traditional insurance, we have options that can work for most family budgets.
Dr. Jonathan Kaczmarski, DMD, built this practice to serve Gaston County families of all income levels, and that means being flexible with how care gets paid for. Our front desk team will walk you through every option before your child’s appointment so you can choose what makes sense. Call us at (704) 885-2266 or review your dental insurance coverage options if you are covered by Delta Dental or Medicaid.
CareCredit is a healthcare financing card that lets you pay for dental treatment in monthly installments rather than all at once. Purple Tooth accepts CareCredit, making it a practical option for families who need restorative work, orthodontic treatment, or other higher-cost care and want to spread payments over time. CareCredit offers promotional financing options depending on the plan you qualify for, with applications completed quickly and approval decisions returned fast.
If you are interested in applying for CareCredit before your child’s visit, ask our front desk team for the link. If you have already been approved, simply let us know at check-in and we will process payment through your CareCredit account. CareCredit can be used alongside your insurance benefits — you pay the portion not covered by insurance on your CareCredit card. We also accept all major credit cards and cash at the time of service.
For families interested in braces at Purple Tooth, Dr. Jon offers a straightforward in-house payment plan designed to make orthodontic treatment more accessible. Here is how it works: once treatment is recommended and the family is ready to move forward, you pay $165 per month for six months before braces are placed. After that pre-payment period is complete, Dr. Jon places the braces and active treatment begins.
This approach keeps the commitment manageable. Instead of a large upfront cost, families build toward treatment over six months, which also gives everyone time to prepare. The plan does not require a credit check or third-party approval. It is a straightforward arrangement between your family and the practice.
The in-house plan can be combined with Medicaid ortho benefits in eligible cases. If your child may qualify for Medicaid orthodontic coverage, Dr. Jon can assess eligibility during a consultation. For questions about the ortho payment plan or to schedule a consultation, call us at (704) 885-2266.
If your child does not have dental insurance and does not qualify for Medicaid, a membership plan may be a good fit. Purple Tooth offers membership plan options that cover preventive care for an annual fee, giving uninsured families a predictable, budget-friendly way to keep up with their child’s regular dental visits. Members receive coverage for routine preventive services and a discount on other treatment during the plan year.
Gaston County has a meaningful number of children without dental coverage — families who earn too much to qualify for Medicaid but do not have employer-sponsored dental benefits. A membership plan bridges that gap and ensures your child can still get cleanings, exams, and X-rays without paying full out-of-pocket price at each visit. Ask our front desk team for current plan details and pricing when you call or schedule. If you think your child may qualify for NC Medicaid or CHIP instead, visit our dental insurance page for eligibility information.
Yes. We accept CareCredit as a financing option for families who want to spread the cost of dental care over time in monthly installments. CareCredit can be used alongside your insurance benefits to cover what your plan does not. Ask our front desk team for an application link before your visit.
Once orthodontic treatment is recommended, families pay $165 per month for six months before braces are placed. After the six-month pre-payment period is complete, Dr. Jon places the braces and active treatment begins. No credit check is required — it is a straightforward arrangement between your family and the practice.
The in-house plan and CareCredit are separate options designed for different situations. The in-house plan is specifically for the pre-payment period before braces are placed. CareCredit is a general-purpose healthcare financing card that can be used for any treatment balance. Ask our team which makes sense for your specific situation.
Our membership plan covers preventive care including cleanings, exams, and X-rays for an annual fee, plus a discount on other services during the plan year. It is designed for families without dental insurance who still want their child to receive regular preventive care at a predictable cost. Contact our office for current plan pricing and details.
CareCredit is available for any treatment balance and is the primary financing tool for non-ortho procedures. For larger restorative treatment costs not covered by insurance, CareCredit allows you to pay over time rather than all at once. Our team can walk you through your options before treatment begins.
CareCredit can be used to cover the patient portion not paid by insurance, so you can still get your child the care they need without paying out of pocket on the day of the visit. If you have questions about how to manage costs alongside your coverage, call us at (704) 885-2266 and we will help you work through the options.
Dr. Jonathan Kaczmarski, DMD, trained in complex pediatric cases, behavior management, and orthodontics during his residency in New York, and he opened Purple Tooth Dental in Mt Holly to make quality pediatric care accessible to every family in Gaston County. We offer CareCredit financing, an in-house ortho payment plan starting at $165 per month, and membership plan options for uninsured families. No family should have to delay their child’s dental care because of cost, and we will work with you to find an option that fits. For insurance coverage information, visit our dental insurance page. Learn more about our full range of pediatric dental services and orthodontic treatment.
To ask about financing options or schedule your child’s visit, book online or call us at (704) 885-2266.
CareCredit accepted · In-house ortho plan from $165/month · Membership plans for uninsured families · No-surprise cost breakdowns before every appointment
